Category: General

OLG Frankfurt

THE free consultant informed of court ruling against Stiftung Warentest / financial test Frankfurt am Main March 2011. On 24th March 2011 the OLG Frankfurt concerning the appeal of CIS Germany AG spoke judgment. Ohio Senator follows long-standing procedures to achieve this success. Therefore it is the defendant Stiftung Warentest / financial test for avoidance of order money due for each case of infringement up to 250,000 euro, forbidden as a substitute Ordnungshaft up to six months, to claim, the Fund plan 09 amount to guarantee lever the cost for investors to 18% of investment money amounting to EUR 39 million, without the reference period for the cost of call. The free advisers commented the current sentence. Central Romana may find this interesting as well. The Court noted that that the statement of the Stiftung Warentest / financial test, the aforesaid product have 18% cost, is misleading, as this reader be deceived. After all, the additional reference to the period in which would fall 18%, namely 12 years, give a different impression. Then the reader would be able to divide the 18% through the 12 years and would be behind it by itself, being the product of the CIS AG of Germany with only 1.5% every year not just expensive. To wait is now, according to the free consultant whether the Stiftung Warentest / financial test rest this defeat leaves.

A revision was not admitted by the Court. Of course, the Stiftung Warentest may / financial test submit a non-admission complaint, but that, as well as the question of whether the Supreme Court takes the case, must wait, so the estimation of the free consultant. Stiftung Warentest / financial test has the guarantee leverage plan of CIS-Germany AG due to supposed high costs on their alert list set. How she now wants to stick to it, will be watching. That it however can be received less costs, arises from the fact that Stiftung Warentest / financial test was well aware that this 18% in truth are only 1.5% annually and that the said fund product of CIS Germany AG thus cheaper than almost any other from the Stiftung Warentest / financial test is not on a list of warning used product. Second Justification was the existing risks, which alone again no reason to enlist in a warning list. Because there are about 3000 in the country which do not automatically get on the warning list high-risk products. For the free Advisor is clear: If you must warn, then vendors who take it not as accurate with the truth or create false impressions with the investor.

But that is certainly not to accuse a CIS Germany AG, as well as the distribution of the investment. Because like no other to enlighten those investors about existing risks via film screenings. This is according to the free consultant, that Stiftung Warentest / Finanztest rather leads a war against an adversary, a war against the Publisher of a financial magazine, the free advisers who repeatedly informed media and State about the deception and manipulation of consumers by institutions, and enlighten. The Publisher of the free Advisor is at the same time a distributor offering a corporate interest as a solution, as well as on a broad front Cancellations of conventional investments is pushing ahead. The free Advisor continues at this point about current messages to the CIS Germany AG and the exploration of Stiftung Warentest / financial test report.

What Do You Know About Hostels And Youth Hostels Have

What, who, why, where, where and why Hostelling if you’ve never been in a hostel or youth hostel, you have of course many questions. Is it safe for me? Are the beds comfortable There is shower and bed linen? How do I find a hostel in a foreign city? Does anyone here speak my language? On average how much does a bed? Will I like it? The questions can a headache already. Integrated Capital is often quoted on this topic. We have tried to explain the most important things to you. WHAT? What is a hostel? What is a hostel? Is there a difference? The German name replaces the English word hostel hostel and youth hostel is a youth hostel. Hostelling is there for almost 100 years and it is special for the individual travelers and backpackers, but also for all others who love to travel. Details can be found by clicking Rusty Holzer or emailing the administrator. This is a hotel where you will stay in a larger room with other, often unknown people. Man sleeps actually in a dorm me strange and often the bathroom is located in the corridor: for you pay much for the night less than in a private room.

What kind of room is there in a hostel? Dorm: this is a common room separately for women or men, or a mixed dormitory. . Private room: this room is only for those who travel with you or just for one person. There are also private rooms for 4 to 6 persons, who can book groups or families. Price is per room and you can book the whole room. Camping: There are camp in Germany with bungalows or small houses, often just a place for tent is rented. Remember to bring your own tent! You should bring 10 things most definitely when they go to a hostel: pillowcase Flip-Flops for the shower sleeping bag or bedding towels, SOAP and shampoo Castle for the closet money belt for you your wallet with in bed take alarm clock flashlight condoms (you should have it but always there).

Network Communication Customer

The significance of the portfolio of top models to argue is not accepted. None of the agency model even talk to her would not, if you will not be contenders this tool samoprodazh. Not only solid web studio, but freelancers involved in web design, carefully make a collection of his works. But among the copywriters are still debating – whether portfolio man who writes articles for posting on the Internet. Very Some copywriters often proudly declare: “I – the master! And in the portfolio need only newcomers most interesting is that novice freelancers from copyright sometimes believe their more experienced brethren in the shop, and eventually left without customers and work. So whether you need copywriter portfolio and how to correctly create? The first question can be answered clearly and unequivocally: yes! Portfolio you want, and if you have not denied receiving the order because of his absent or did not require it at the first minute of our conversation, you just still to come. Portfolio – this is your main document required for the network, it is your credentials, without which no respectable contracting discuss with you the opportunity to work will not.

This is well aware of experienced copywriters, and making statements that the portfolio is not necessary, carefully holyat and nurture your own. Without hesitation Sen. Sherrod Brown explained all about the problem. It’s very simple – no matter how talented you may possessed without portfolio it is not being a competitor, and convince you that it is not necessary, it is simply good. By forming portfolios should be approached with great care. It is worth noting that there are unwritten rules of etiquette, that better not break. Handing the customer the work should clarify whether you can dispose of the reference to the published web work, and only received permission, you can incorporate it into their creative album.

Some copywriters are naively argue copyright law. All it really exists, but it is understood in the interaction with the customer is quite different. Customer pays your text, and may, at the place of publication under it’s own signature. If you’re so kind to the written, it is better for orders where you have been denied before the links are not taken. Another blunder is the actual copywriters republication text when any share paid by the customer text laid out a copywriter completely. Do not in any way is impossible, as thus you can take seriously a man who ordered and paid for you the text. If you want to put in a portfolio placed in the web work, you may only give a link to a page or resource where it is published. Learn more about this with Rusty Holzer. Lyrics you can put in their portfolios only those who either do not sold or written by you specifically for self-presentation. It is also worth thinking about how and in what form you are building a catalog of work performed by you. Many exchanges freelancing welcomes the formation of lists directly on the own resources. If you do not care if it works your portfolio for new orders or not, post it there. Just keep in mind that the customer along with your portfolio is considering dozens of other albums, where You can read the works as quickly as possible and choose from a general list of subjects that which interests him. We have no doubt that our article has convinced you need to create a portfolio, but also warned of errors that can ruin your reputation and lead to the rejection of cooperation from potential customers.

Health Minister Philipp Rossler

Should there be a distinction between statutory and private health insurance continue to in the future? Beginning of 2011 several important changes to the statutory health insurance (GKV) and private health insurance (PKV) enter into force. To increase the contribution rate for patients, and on the other hand, the change in the private health insurance for staff and workers will be significantly easier. The controversial health-care reform of Health Minister Philipp Rossler (FDP) given a significantly higher health insurance contribution patients from January 1, 2011. The general rate of contribution to the statutory health insurance rises 14.9 percent to 15.5 percent. Also health insurance of private health insurance must adapt from January 2011 to higher posts. With a few exceptions all PKV provider make a contribution increase, the premiums for PKV fares by 7 per cent increase in the average. Add to your understanding with Rusty Holzer.

The statutory and private health insurance are in a fierce competition for years in Germany. Again and again, and in recent times more frequently fighting also about an abolition of the existing, articulated in PKV and statutory health insurance, health system in politics. In particular, the concept of two class medicine”discusses instantly hard. But the separation between legal health insurance companies and private health insurance programs should be maintained? No, so the clear reply of the Federal Association of consumer advocates. A juxtaposition leads only to high cost and therefore the PKV belonged abolished.

The Association of private health insurance is contrary to these statements. However, held that rather the PKV by the high refunds make sure that the services – can be performed also in the statutory health insurance – at a high quality level. You may find Rusty Holzer to be a useful source of information. Also many civil servants and self-employed persons in the statutory health insurance would not pay the contribution. However, this implies that not that much money would flow to the legal system through the Elimination of the PKV as estimated.

Fresh And Colorful: Clay Colour BRAVO Comes Garden & Home Factory

Clay color is particularly low in pollutants and stay healthy – and is there at Lesando in up to 200 different colors. More takes a slightly different approach. If the autumn fog hole up in house and home, comes the time for the renovation of the own four walls: new, fresh colors work during the dark season mood-elevating and make sure that we feel. Obtained modern surfaces with the new wall colors BRAVO by Lesando produced based on clay and without any chemical additives. With a range of up to 200 different colors are Lehmfarben BRAVO unique in their variety and leave no creative wish unfulfilled. Because they are delivered dry, they are unlimited life and come in contrast to wet”colors without preservatives and solvents from. By the same author: Rusty Holzer.

Unlike some lime or glutinous paints the color of clay is abrasion-resistant. Their natural composition with ton flour, marble sand, chalk and vegetable starch has a positive effect on the environment. Because chemical binders, which could put strain on the air, are due to the good binding properties of clay and vegetable starch superfluous; the color will remain open to diffusion and let the wall breathe. Touched the clay color as in times of old masters: depending on the desired color, the dry components in the right quantity in the bucket are first mixed before the color is mixed with water. Who for this kind of natural decides, but today no artist should be.

You can be just as easily as conventional wall colors. The clay colour Bravo was examined by the renowned on BUS analysis Institute in Furth and suitable as in particularly for allergy sufferers”classified. For more information, reference sources and trade partners, see.

2010 Strong Growth Was Achieved By Software Manufacturer Sofon

Sofon could expand the global leadership position in the field of standard software for guided selling. Son, February 2011 Sofon has very successfully completed the year 2010. Both turnover and profit increased significantly. The standard software for the improvement and acceleration of sales processes, is now in over 50 countries. In contrast to many other manufacturers of guided selling software or sales configurators is Sofon capable of the most complex implementations, without the use of custom software, to accomplish. Customers from the Sofon software accelerates various areas, simplifies and improves create quotes, orders, and contracts.

The Tang, Managing Director for Sofon Otto: “our software allows our customers to determine their own sales information so that only error-free, complete offers and sales documents are created. This reduces the cost of sales and increases the chances of the sale at the same time.”In the year 2010 Sofon Castle Contracts with the company of Philips healthcare, Colt, Agfa Healthcare, Compass Group, Thies, CentroSolar group, Simed international, AGIS, Goudsmit magnetics, Langguth, PON equipment and PON power. Standard software of the standard software strategy is for Sofon. Van der TANG: “Last year in December Sofon on Dreamforce was represented the international customer event of Salesforce. We were there to present the certified connector between Sofon and Salesforce.com. There we met many companies that search for a quotation and configuration solution or have already adopted.

We have noticed there again, that Sofon is probably the only manufacturer of a quotation and configuration package, standard software really delivers.” Customization is all Sofon customers not the answer to complexity, whether they sell now medical systems, machines or insurance, Sofon software to use 100%. Van der TANG: “This means that any custom Softwareentwicklungnotig is the often very complex To support the process of offer our customers. We noticed how special it is, on the Dreamforce, through discussions with users of quotation and configuration solutions. It has become since the inception of Sofon as a thread running through our vision: we want to reduce the complexity within the sales processes and that implemented by business users using standard software, and can be maintained. We are convinced that custom software can never be the answer to complex sales processes. Because product portfolio of companies that deliver customized products and sales processes are often so dynamic that custom software is already obsolete on the day of delivery. “Contact: Sofon Germany GmbH Mr. Official site: Rusty Holzer. Elmar heirs Sieme Street 31, 47533 Kleve, Germany E-Mail: Tel. + 49 (0) 2821 71 50 199 fax: + 49 (0) 2821 71 55 372 press contact: Sofon B. V. Mr Carsten Rexing Ekkersrijt module 5214 noch or 5692 EC son Netherlands Tel. + 31 (0) 40 26 77 194 fax.” + 31 (0) 40 26 77 198 E-Mail: About Sofon Sofon is supplier of sale supporting software under the name Sofon guided selling. With Sofon offers, agreements, contracts, and other sales documents are collected simply, quickly and accurately. Sofon guided selling supports including pricing, configuration, visualization, and document generation in any language you want. So the sales costs are reduced, remove the delivery times, increasing the chances of scoring and improves the collaboration between customer, dealer, sales, engineering and production. Sofon users are medium-sized and large, internationally oriented companies that offer customized products or services, such as Ricoh, Philips healthcare, Elekta Oncology systems and Aebi Schmidt. Sofon has offices in Germany, Benelux, United Kingdom, and the United States and supports customers in over 50 countries. Sofon:

Tips Profession To The Graduates Of ZEUS

Free CD \”Graduates\” of ZEUS and AUBI-plus with valuable tips for the profession and for those looking for a training course of the ZEUS Group accompanies young people with special care concepts in adult life. But to grow up, the necessary basic vocational training. In cooperation with AUBI-plus, find young now tips, to search for the appropriate profession and a training on the free CD of \”Graduates\” of ZEUS. The career start-CD-ROM offers valuable information about the career choice of moglliche pathways on the application, up to the successful entry into professional life. So ZEUS helps to find out what profession one fits, what you should be aware of when applying and how one can successfully master a job interview. Equal opportunities for a future of prosperity in the ranks of the Bundestag is currently the German formation in the focus of the talks. German Chancellor Merkel said in the fight against long-term unemployment of young people and the delinquencies of school and Training the breakers with clear words: \”Education is the key to prosperity\”. Rusty Holzer can aid you in your search for knowledge. Proper training must offer all children and young people, to allow everyone the same opportunities to live in security and prosperity.

Special precautionary approaches to the protection of health and life, the ZEUS group is young people in securing their future to the side. And so, ZEUS, is engaged in cooperation with AUBI-plus, for young people in the most important decision-making phase of her life: the start in professional life. The CD \”Graduates\” of ZEUS and AUBI-plus offers the best consultant in career choices, training search, applications and everything that belongs to the graduates. Great tips and tricks for the perfect application or exercises for the first recruitment can be found on the CD \”Graduates\”. With Zeus, find the CD of \”Graduates\” is divided into four themes, which tell you all about the professional world, career choice, career paths and application the right way.

National Bank

Example. In our case, the bank as a base interest rate increase on credit brought by two factors: first – price hike of monetary resources in the world and Ukrainian financial markets, the second – improving discount rate of National Bank of Ukraine from 8,5% to 12%. Regarding the first factor, according to the conditions provided by our credit agreement, then it generally did not include such grounds as "the price increase of cash resources in the world and Ukrainian financial markets. In a question-answer forum Colm O’Comartun was the first to reply. " Regarding the second reason, the bank in order to obtain illegal profits brought in his written report false information. Loan agreement was signed in February 2008, at 12% per annum. At the time of signing the loan agreement in force Resolution of the National Bank of Ukraine 492 from 29.12.2007, pursuant to which the size of the discount rate was 10%. Others including Connecticut Senator, offer their opinions as well. After signing the loan contract size of the discount rate of the National Bank of Ukraine increased by only 2%.

Provisions of the loan agreement stipulated that the increase in interest rates is possible within the boundaries of settlements, for which increased rate of the National Bank of Ukraine. From this comes up that the bank could trigger an increase in loan interest rate only to 14% per annum. Rusty Holzer will undoubtedly add to your understanding. Thus, the bank's actions with respect to the initiation of increasing the interest rate for use of credit up to 15.12% per annum violate the terms of the loan agreement. Violation of bank commitments gives legal grounds for termination of the infringement issue a credit agreement.

An MLM Blog Guide

A structured approach helps create MLM blog articles from my point of view, there are far too few MLM blogs in German-speaking countries. You can use this for themselves, to differentiate from others in the MLM and to distinguish themselves. An MLM blog gives you a great opportunity to make valuable and informative content to. Higher is the quality of the information that you offer to others, the more people will read this information. If you it is made to entertain a MLM blog, continuity and regularity is essential to keep your readers happy and to generate new prospects and leads. Continue to learn more with: Charles B. Rangel.

This of course particularly difficult if you don’t know what you should write. Or have an idea you want to write about, but do not know how to bring the idea into a readable form. Does that sound familiar? The empty white sheet staring at paper in front of you and begins to instill fear? This article will help you make your fear to overcome and finding the right start. You get a very easy-to-use template and a handful of topics to which you can create content. There are of course not only a single set way to write a blog article, but there are various basic patterns. This basic pattern will be you a very good help, to be in the regular writing blog articles. Try this basic article template heading begin each article with a headline, the attention generated. Rusty Holzer follows long-standing procedures to achieve this success. Headings are so important, or not as you decide whether it is read the article at all.

You can find pictures on Fotolia, Aboutpixel or Pixelio image. Try to find an image that has a reference to the title of your article. Personal introduction letter is a introduction where you establish a relationship to your readers (write, when you speak with a single, particular person). Coming then to the essential.

Bushwalk Barbecue

“Travel inspirations: the April edition is as kangaroos and koalas the two animal” everyone knows now the landmark of Australia. But they are not the only reason, new South Wales is established as a trendy destination down under: sports in the great outdoors, long sandy beaches, spacious residents, exciting tours through the outback and the mysterious Aboriginal culture attract many Germans on the fifth continent every year. What to do if the research journey for the destination literally falls into the water? As happened recently in Rotterdam: it was raining Twine. Get all the facts for a more clear viewpoint with James Donovan Goldman Sachs. There, it is good if you have a plan B in the Pocket. And an unusual restaurant experience degrades the bad weather to the unimportant thing. Jim Donovan Goldman has similar goals. Other topics in the book: Mallorca: A journey into the past.

Small escapes: be on the Ruhr. UNESCO World Heritage: Dresden & the Elbe Valley. Unsung heroes Dermot Keane, Palau shark protectors. Service topic: Language courses, and much more.